is a one-stop-shop for users to buy, spend and save cryptocurrencies such as Bitcoin, Ethereum and Binance Coin. With a multitude of staking options to unlock various features such as interest rewards, cash-back and rebates, the company is strongly geared towards everyday individuals looking to make the most of their digital asset holdings.

The platform uses two native tokens, MCO and CRO, which serve different roles in the company’s larger ecosystem. MCO, the first token created by the project, is used as a staking mechanism to unlock tiered benefits and to upgrade credit cards with higher feature sets. In short, the more MCO you stake via the mobile application, the higher savings, rebates and cash-back incentives become available to you. (invest and deposit 200 $ (50 MCO) for 6 month and you get $ 50 $ bonus!


Jou must need  referral code for 50 USD:

>>      yebbg43up3     <<

when sign up with this code, you earn $50 in MCO with your first deposit of $200 or more!

About is a multi-site company based in China (Guangdong, Shenzhen), Hong Kong and Bulgaria (Sofia City Province, Sofia). The company's CEO is Kris Marszalek, who has successfully built and sold several companies in Asia. (BEECRAZY). Further information about the company and the team can be found under “About us” on the website. has an active partnership with Visa and offers several different Visa Debit Cards in a cool design on its platform. Which design and which card you get depends on the number of MCO tokens. The CashBack on purchases also differed here. With the "Obsidian Black" card you get up to 5% CashBack on your purchases with the card and a daily cash limit of $ 1000. The platform informs its customers via Facebook, Twitter and Linkedin. Apart from the WHOIS protection (which is now standard in the crypto area), the company is quite transparent. The research carried out on the Internet so far shows a very positive picture and speaks for a reputable company. However, we always recommend caution and never invest more money or coins than you are willing to lose.


The wallet is available for Apple (IPhone) as well as for the Google Play Store. The app has good recessions and works perfectly. Downloading and using the app is free and fairly intuitive. The KYC process and other settings can be carried out directly in the app. Anyone who uses the app will notice the professionalism of the company when setting up the account.


In addition to the Coin (CRO Token), the MCO Token can of course also on the wallet: Bitcoin, Ethereum, Ripple, Thether, Bitcoin Cash, Litecoin, EOS, Binance Coin, Stellar, Cardano, ChainLink, Dash, Tezos, Ethereum Classic, Cosmos, NEO, USD Coin, Maker, VeChain, and many more. For the rewards, you have to store your desired coins in the system for a specified period of time. You can find out more about this under the point "Earn Cryptos".


The platform was founded in 2016 and has been active on the market since then. The development of the company is remarkable. In the team and in the company history you can see a continuous positive development. More than 10,000 people have subscribed to the company on Facebook. An important aspect for a reputable company in this branch is regular updates on the social media channels.


The company holds the private keys, so please note "Not your key, not your coin". If the provider is hacked or gets into financial problems, your deposits are at risk. Therefore, please never invest more money or coins than you are willing to lose.

About CRO Token:

CRO Token enables transactions between currencies and assets to be processed for the native chain. It is available on several global exchanges. The CRO token fulfills the following functions: • Allows currencies to be transferred between different coins • Participants who write transactions on the network use CRO to pay the block transaction fees • The participating nodes are rewarded in CRO for processing and validating transactions in the network • Customers who pay directly with CRO pay minimal fees Similar to Binance with the BNB token, the CRO token acts as a utility token for paying fees.


About MCO Token: carried out the MCO token sale from May to June 2017 and raised $ 26.7 million. MCO has a trading volume of 15.8 million tokens and is traded on 22 exchanges worldwide. The MCO token program has been significantly improved since it was launched and is still being developed. The MCO token is an ERC-20 token that entitles to certain staking rewards within the universe. Depending on how many MCO tokens are held, the better conditions you get for your credit Card.


Earn Cryptos with

Extremely exciting and certainly interesting for most users, the "earn" program from You get an interest on the fixed investment of various coins at This in turn depends on the investment time, the coin and the amount of MCO tokens you hold.

All Statements without guarantee!

Write a comment

Comments: 18
  • #1 Team (Monday, 24 February 2020 12:40) adds a frequently requested feature - Dust Conversion - to the App, allowing users to convert crypto dust to either MCO or CRO - turning crypto dust into usable crypto to trade or spend and decluttering crypto wallets.

    Users can now convert balances in the App below the minimum trading amount (approximately < 0.003 BTC) to MCO or CRO.

    Find the newly added “Dust” button on the Crypto Wallet screen of the App. See FAQ for more details. This feature is available with Version 3.49 (iOS and Android)

  • #2 Team (Monday, 24 February 2020 12:41), the pioneering payments and cryptocurrency platform, announced today the launch of the new onboarding platform for merchants to sign up for the Pay Checkout service. To celebrate the launch of the platform, new merchants signing up for Pay Checkout will enjoy a settlement fee waiver for 6 months.

    Through Pay Checkout, online merchants can offer their customers the option to pay with cryptocurrencies like BTC, ETH, XRP, LTC and CRO using Pay, an online payment solution powered by the Chain. Merchants now can accept cryptocurrency without worrying about price fluctuation, as payment amount in the fiat currency of their choice is guaranteed. No technical knowledge is required to integrate the Pay Checkout solution, all it takes is a few lines of codes added to the online store, and it is also available in the form of a simple e-commerce platform plug-in.

  • #3 Team (Monday, 24 February 2020 12:43)

    With the latest App update (Version 3.49 for both iOS and Android), we have updated the navigation flow of the Transfer function to make withdrawals and deposits easier for users.

    All deposit & withdrawal options for both crypto and fiat are now consolidated under the Transfer button on the home screen. Exchange option added for users to transfer crypto from App to Exchange (applicable to users who have signed up for Exchange). Users option added to the crypto withdrawal options for users to send crypto to other Users using Pay Your Friends.

  • #4 Blog (Monday, 02 March 2020 11:32)

    Welcome to March MCO Madness rewards community following the successful launch of the Exchange

    Hong Kong, March 2nd, 2020>, the pioneering payments and cryptocurrency platform, announced today that it will reward its long-standing community with an exceptional one-month promotion for any users joining the successfully launched Exchange platform with rewards up to 500,000 CRO!

    From 1st March at 00:00 UTC to 31st March at 23:59 UTC, any App user with MCO staked on App that opens an account on the Exchange and stakes CRO, will enjoy the following reward:

    50 MCO staked: 500 CRO (min. 10,000 CRO stake)
    500 MCO staked: 5,000 CRO (min. 50,000 CRO staked)
    5,000 MCO staked: 50,000 CRO (min. 500,000 CRO staked)
    50,000 MCO staked: 500,000 CRO (min. 5,000,000 CRO staked)
    All Exchange approved users, including users who opened an account on or before 1 March 2020 are eligible.


    Both MCO and CRO criteria must be met. The amount of CRO reward entitled by a user is determined by the lower of the MCO and CRO staked at the time of the snapshot. (E.g. if a staked 500 MCO in the App and staked 10,000 CRO on the Exchange, the user will be entitled to 500 CRO rewards.)
    An active 6 month stake for the MCO Visa Card during the campaign period is required. If you've previously unlocked your MCO stake in the app, please contact our in-app support to request to re-lock your MCO tokens.
    MCO and CRO staked amount snapshot will be taken on the last day of the campaign. reserves the right to cancel or amend the campaign rules at its sole discretion.
    CRO rewards will be issued within 14 days after the campaign ends. Eligible users can log in and see their rewards in their Exchange CRO wallet.

  • #5 Team (Thursday, 05 March 2020 15:33)

    It is time to answer the call to the Arena for our fourth trading battle - featuring LINK! Eligible participants will share daily $50,000 USD worth of CRO rewards across 5 days. Participants can increase their chances to win rewards by using the CRO Trading booster!

    Begins: Sunday, 8 March 2020, at 16:00 PM UTC (Monday 9 Mar 00:00 HKT) Ends: Friday, 13 March 2020, at 16:00 PM UTC (Saturday 14 Mar 00:00 HKT)

    LINK Lucky Draw – US$ 25,000 Rewards
    All users who trade LINK Daily Trading Volume* of 25 LINK or more during the competition period enter a Lucky Draw. Every day, we will randomly select 50 users who receive US$100 worth of CRO each.

    LINK Volume Battle –US $25,000 Rewards
    The top 100 users by LINK Daily Trading Volume* will be able to enter the X-Arena to battle for prizes. Every day, the top trader by volume will receive US$1,000, 2nd Place US$600, and 3rd Place US$400 in CRO. The remaining users will enter a lucky draw, and 30 winners will be drawn every day to receive US$100 worth of CRO each.

    *LINK Daily Trading Volume: Defined as buys and sells on one day across any LINK trading pairs.

    Boost Your Chance of Winning With CRO Trading Booster
    CRO Trading booster increases your chances to win the daily lucky draw by the following factors:

    Battle Terms:

    Applicable to all Exchange approved users.
    The daily cut-off time for LINK Trading Volume and CRO Daily Net Buys calculation is 16:00 PM UTC. will conduct a randomized draw for each day to determine lucky draw winners. reserves the right to disqualify trades, which are deemed to not follow market practices. reserves the right to cancel or amend the campaign rules at our sole discretion.
    CRO rewards will be issued within 14 days after the campaign ends. Eligible users can log in and see the rewards in the Exchange CRO wallet section.

  • #6 Team (Monday, 16 March 2020 22:48)

    MCO Visa Cards have begun shipping to customers in the United Kingdom.

    Kris Marszalek, Co-founder & CEO of, said: “We’re pleased to launch the MCO Visa Card in Europe, our largest market. We began shipping in the UK, with the rest of Europe to follow suit progressively over the next few weeks.”

    “I’d like to thank the community for the patience and support. We will provide further updates regarding the roll-out sequence during our first-ever Virtual Meet-up on Thursday, 19th of March, 10am GMT”

    The MCO Visa Card range features high-end metal cards with no annual or monthly fees, an industry leading up to 5 percent cryptocurrency cashback on everyday transactions, airport lounge access for select cards, no fee ATM withdrawals, tap-and-pay functionality, and competitive interbank rates. MCO Visa Cards work anywhere Visa is accepted.

    Reservations for the MCO Visa Card are made using the App which allows users to select their desired card and complete a three-minute onboarding process to register. Using the app, customers are able to manage their card usage, transactions, with the ability to freeze or unfreeze their card with a single tap.

    Unrivaled perks and the incredibly powerful App make the MCO Visa Card a must-have card for every cryptocurrency holder in Europe. This is an important step towards our mission of accelerating the world’s transition to cryptocurrency.

    Note: All cryptocurrency exchanges to fiat currency take place before users transact on the Visa network.

  • #7 Team (Thursday, 21 May 2020 09:57)

    We have adjusted the Crypto Earn Rates as follows:

    •ICON (ICX) - up to 14% p.a.

    •Litecoin (LTC) - up to 5% p.a.

    •Ripple (XRP) - up to 4.5% p.a.

    The adjusted rates will take effect at 07:30 UTC, 22 May 2020. Private users are entitled to an additional 2% p.a. interest in fixed-term deposits in Crypto Earn (paid in MCO).

    Please note that the interest rate of fixed-term deposits that you have already placed in Crypto Earn remains unchanged. For more details please check the App.

  • #8 Team (Friday, 22 May 2020 16:45)

    We are excited to unveil our latest product offering - Wallet. Through the Wallet, customers gain ownership of their private keys, allowing them to freely send and receive crypto directly on the blockchain.

    The Wallet marks another step in achieving a fully decentralized product offering, presented as a standalone mobile app:

    •Full Control - Users have full control of their crypto and keys. Easily import any existing decentralized wallet with a 12/18/24-word recovery phrase to the Wallet

    •Security - Private keys are encrypted locally on customer’s device, protected by a passcode, biometrics and 2-factor authentication

    •Flexibility - Send crypto at preferred confirmation speed and network fee

    •Convenience - Connect to the App to easily access the diverse crypto financial services offered by

    The Wallet is designed for all levels of crypto users - beginners will feel at ease as they are gently guided towards making their first transaction, while experienced users will notice significant improvements to common features found on other crypto wallets (in particular, backup recovery phrase and sending/receiving crypto).

    Download the Wallet from the App Store and Google Play today!

    Visit our Help Centre to learn more about the Wallet.

    Thank you for supporting

  • #9 Team (Wednesday, 03 June 2020 14:54) today announced it has achieved ISO/IEC 27701:2019 certification after rigorous third-party privacy audits, making it one of the first companies in the world and the first FinTech and cryptocurrency company, to achieve this coveted privacy certification.
    ISO/IEC 27701:2019 is a milestone in privacy risk management, as the world’s first standard outlining privacy implementation guidelines for data protection around personally identifiable information (PII) within the organization. The audit was conducted by SGS, a leading inspection verification and certification company recognized globally with over 2,600 offices around the world.
    Considered the new standard for data privacy, ISO/IEC 27701:2019 specifies the requirements for establishing, implementing, maintaining, and continuously improving a Privacy Information Management System (PIMS). It also includes requirements for the assessment and treatment of information security risks specific to the needs of the organization.

    Companies determine the scope of third-party security audits, which can be as wide or narrow as they choose. SGS’ company-wide audit of covered multiple departments, functions and products, including the App. The company’s privacy risks and controls were examined against the ISO/IEC 27701:2019 standard, and examined whether the company has put in place a privacy information management system to help to mitigate privacy risks. This certification is an extension of’s existing ISO/IEC 27001:2013 Information Security Management System (ISMS) certification, and focused on continuous security and privacy improvements rather than a “point in time audit”. The organization will need to maintain stringent policies, procedures, controls and commitment to continuously improve in order to maintain its certification status.
    Jason Lau, Chief Information Security Officer of said, “Rather than focussing on one data privacy regulation, our strategy is to work towards having a global data privacy governance model, allowing us to adapt more readily to changing regional regulations. ISO/IEC 27701:2019 is validation to our employees and our customers that our focus is not just security, but also upholding the privacy rights of individuals, and an organizational-wide commitment towards constantly enhancing our global privacy program. This is yet another milestone for our team as we build trust with our customers and partners during our global expansion. This was truly a company-wide effort.”
    The General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), Singapore Personal Data Protection Act (PDPA), Personal Data (Privacy) Ordinance (PDPO) and other data privacy laws are just some of many regulations which are becoming more relevant for organizations around the world both large and small. Achieving ISO/IEC 27701:2019 certification demonstrates’s commitment to meeting these regulatory requirements through its “Defense in Depth” strategy, which now encompasses both security and privacy domains.
    Kris Marszalek, Co-Founder and CEO of said, “ISO/IEC 27701:2019 speaks volumes to our commitment to security and privacy which has been at the core of our business since we started. As we eclipse 2 million users and expand our MCO Visa card into dozens of new countries and markets around the world, we will continue investing aggressively in our users, technology, and processes to maintain the highest standard of security and privacy in the industry.”

  • #10 Team (Thursday, 06 August 2020 12:06)

    In order to maximise the benefits arising from increasing use of blockchain technology, streamline our operations and leverage the advanced capabilities of the Chain, we are implementing the MCO Swap Program.

    The process for swapping your MCO, and the terms and conditions that apply to this process, are set out below.

    Please read this announcement carefully. Action is required before 2 Nov 2020 at 23:59 UTC, or you will lose the functionality currently associated with your MCO. We will not perform the MCO swap on your behalf and the swap will not happen automatically.[1]

    What is the MCO Swap Program?

    At its core, MCO is a blockchain-based transferable representation of attributed functions of the Smart Contract System.

    There will be no change to this core functionality, but we are expanding MCO functionality and representing it in a new way. Specifically, the MCO Swap Program will involve combining the current functionalities of MCO, with CRO’s utility and technology, in a “one stop shop” token to enable a streamlined ecosystem. The swap program will also serve to leverage the advanced capabilities of the Chain, in preparation of its upcoming mainnet launch.

    Once the swap process is complete:
    •The ecosystem will use one streamlined token (CRO) with the combined functionality, rather than two separate tokens (CRO and MCO).
    •All functions currently attributed to MCO will still exist and will be preserved, but will be enhanced and represented by CRO.
    •MCO that is not swapped will still exist and circulate on the Ethereum blockchain as ERC-20 tokens, but will no longer support these tokens and no service or product will require or permit usage of these tokens.

    What do I need to do?

    Between 3 Aug 2020 at 06:00 UTC and 2 Nov 2020 at 23:59 UTC, MCO holders can swap MCO through the App.

    The App will handle all technical requirements involved during the MCO swap process. To complete the swap process, simply:
    1.Log in to the App
    2.Follow all the on-screen instructions, which should take approximately 2 to 3 minutes to complete.

    You must complete this process by 2 Nov 2020 at 23:59 UTC. Please plan ahead and ensure you leave enough time in case of any internet or system issues.

  • #11 Team (Thursday, 06 August 2020 12:07)

    At the completion of the MCO swap process, your MCO will be swapped for CRO in the App. See below if you do not have a account or if your MCO is currently staked or held elsewhere.

    Fraud Prevention Warning

    Completing the MCO swap process through the App is the only method for swapping your MCO.

    You may receive notifications from persons impersonating, or you may see posts online from persons claiming to represent For example, these notifications and posts may request that you send MCO to a particular wallet in order to complete the swap process.

    If you receive such requests, do not send any MCO to any wallet, do not reply to any such notification or post, and please notify us immediately at

    What is the swap formula? will use the following formula based on the volume weighted average price as expressed in United States dollars (“VWAP”) to determine the number of CRO allocated to you that reflects each swapped MCO:

    1 MCO = (30-day VWAP of MCO / 30-day VWAP of CRO) x 1 CRO

    (30 days between 4 Jul 2020 to 2 Aug 2020, both dates inclusive)

    MCO to CRO Swap Rate

    Please note that based on the swap formula above, the swap rate of MCO to CRO is fixed at:

    1 MCO = 27.6439 CRO

    Are there any bonuses? will offer an Early Swap Bonus in CRO if the MCO swap is performed before 2 Sep 2020 23:59 UTC, based on the following formula and criteria:

    Early Swap Bonus
    Value The participant will receive an Early Swap Bonus, that is equivalent to 20% of the amount swapped at the MCO to CRO Swap Rate.
    Distribution The Early Swap Bonus will be distributed on the Exchange and Staked for 6 months.

    If the participant has not yet registered for a Exchange account, the Early Swap Bonus will be held on the participant’s behalf and will be credited upon successful registration.

    If the Exchange is not available in the participant’s jurisdiction, the Early Swap Bonus will be put on a 3 month Earn deposit in the App.
    Validity Perform the MCO to CRO Swap between 3 Aug 2020 at 06:00 UTC and 2 Sep 2020 at 23:59 UTC

    MCO to CRO Swap Rate, including Early Swap Bonus:

    1 MCO = 33.1726 CRO

  • #12 Team (Thursday, 06 August 2020 12:08)

    What if my MCO is staked?

    You can swap all your staked MCO to CRO. The remaining number of days on your MCO stake will be preserved on the resulting CRO Stake.

    Simply follow the App’s on-screen instructions in order to swap your staked MCO.

    At the completion of the MCO swap process, your staked MCO will be swapped for staked CRO at the MCO to CRO Swap Rate (see formula above) (the CRO Swapped Amount) in the App. Your staking benefits will remain unchanged and you will continue to enjoy the same benefits as before the swap.

    Following the swap, if you are eligible to unstake and choose to unstake your CRO, the CRO Swapped Amount will be returned to your CRO Wallet.

    What if my MCO is held on an exchange or external wallet?

    If your MCO is held outside of the App, including on the Exchange, you must transfer it into the App in order to complete the MCO swap process.

    For details of transfers, please refer to the App User Guide.

    What if I don’t have a account?

    Compliance is very important to us. Accordingly, you must register for a account and complete your Identification Verification or KYC (Know Your Customer) in order to participate in the swap process.

    What happens after the deadline?

    If you have completed the swap, then you will receive CRO that represents all of the pre-swap MCO functionality (and much more).

    The swap program will finish on 2 Nov 2020 at 23:59 UTC. If you have not completed the swap process by then:
    •you will no longer be able to buy or sell MCO through the App and you will not be able to enjoy the MCO utility within the App as its utility will have been migrated to CRO;
    •you will only be able to withdraw any MCO you hold in the App will to an external address on the Ethereum network. No other functionality will be available from;

    What about other products?

    As a result of the MCO swap, the App Terms and Conditions, the terms of Crypto Earn, Crypto Credit, USD Fiat Wallet, MCO Visa Prepaid Card for Singapore, Europe and the United States have been updated. Any specific actions required by you with regard to these products which result from the MCO swap will be communicated to you via the App.

    What will be the new MCO Visa Card staking tiers?

    MCO staking for the MCO Visa Card will be replaced by the following CRO staking scheme.

    Tier MCO Staked CRO Staked
    Ruby 50 MCO 5,000 CRO
    Jade/Indigo 500 MCO 50,000 CRO
    Icy White/Rose Gold 5,000 MCO 500,000 CRO
    Obsidian Black 50,000 MCO 5,000,000 CRO

  • #13 Team (Friday, 18 September 2020 18:36)

    We would like to inform you that Payrnet Limited will be the new issuer of the MCO Visa Card UK & EU card program, replacing Wirecard Card Solutions Limited.

    The switchover will be completed by 17 Nov 2020. Your MCO Visa Card will remain fully operational during the switchover. There’s no action required.

    Thank you for your patience and continued support for
    With Kind Regards,
    The Team

  • #14 Team (Wednesday, 23 September 2020 10:02)

    Dear Valued Customer,

    We have completed the necessary system maintenance of the Exchange and trading has resumed as-of 6:15PM UTC on Tuesday, 22 September 2020.

    We went into system maintenance 4:21PM UTC on Sunday, 20 September 2020 (12:21AM HKT/ 21 September 2020) after encountering database issues that caused an outage.

    All customer funds were kept safe throughout the process.

    Just prior to resumption of trading, all transactions were rolled back to a snapshot taken at 3:45pm UTC on Sunday, 20 September 2020.

    We sincerely apologise for the inconvenience caused, please reach out to should you have any questions or concerns relating to your account.

    Thank you for your patience and continuous support of
    With Kind Regards,
    The Team

  • #15 Blog (Sunday, 04 October 2020 10:23)

    In September, was busy building our ambitious DeFi roadmap: DeFi Swap is now live and offers 15 tokens for users to swap and farm, including UNI, YFI, WBTC, LINK – with CRO DeFi Yield, users can boost their yield by up to 20x; the DeFi Wallet has been upgraded to support 78 assets including some of the most popular DeFi tokens, stablecoins, major crypto, alongside more ERC-20 tokens, and integrated Chainlink’s Price Reference Data to provide decentralized price feeds; Supercharger was launched on the Exchange for mining the most popular DeFi projects, starting with UniSwap on 30 September! Last but not least on DeFi, we have also partnered with Boston Consulting Group to release a new report “The Sudden Rise of DeFi”. Some more good news - the instant cashback rate for cards will be increased to 8% for Obsidian and 5% for Frosted Rose Gold and Icy White; did you know our App and Exchange are now available in French, Spanish, Italian, and Korean? For all the updates released in September, read on!

  • #16 Team (Wednesday, 14 October 2020 19:40)

    Dear Valued Customer,

    On Tuesday 13 October 2020, 09:00 UTC,adjustments were made to CRO Staking and Earn Rates:

    • CRO Staking Rates: 6% p.a. for both App andExchange

    • CRO Earn Rates: 4% p.a., 2% p.a. and 1% p.a. for3-Month, 1-Month and Flexible Terms respectively

    • CRO Soft Staking Rate: 1% p.a. regardless of CROstaked App

    • If you are already staking 10,000 or more CRO for the Card before the effective timestamp, your CRO Staking Rewards will remain at 16% p.a. until the 180-day staking period is complete. If you complete your 180-day staking period before the above effective timestamp, your CRO Stake Rewards will be adjusted to 6% p.a. immediately on the effective timestamp.

    • If you stake 10,000 or more CRO for the Card after the effective timestamp, you will receive 6% p.a. of CRO Staking Rewards.

    • Your CRO interests generated from Earn fixed-term deposits made before the effective timestamp will remain at up to 18% p.a. until the staking period is complete. Exchange

    • If you are already staking CRO on the Exchange before the effective timestamp, your CRO Staking Interest will remain at 20% p.a. until the 180-day staking period is complete.

    • If your CRO staked is matured and ready to be unstaked before the effective timestamp, your new CRO Staking Interest will be 6% p.a. after the effective timestamp.

    • If you actively stake more CRO, receive Deposit Bonus or Early Swap Bonus after the effective timestamp, you will receive 6% p.a. for the entire amount of CRO staked.

    • The 1% p.a. CRO Soft Staking interest is effective for October 14’s calculation and payout.

    Formore information, please refer to our Help Centre.

    Thank you for supporting

    The Team

  • #17 Team (Sunday, 03 January 2021 10:38)

    Dear Valued Customer,

    In preparation for Brexit, as of 1 J‌anuary 2‌021, Crypto.‌com Visa cardholders based in the European Union will contract with UAB PayrNet (a regulated Electronic Money Institution (EMI)), part of the Railsbank group.

    From 1 J‌anuary 2‌021, UAB PayrNet will be (A) the issuer of the card and (B) the e-money issuer for the card. Crypto.‌com will remain the program manager.

    Nothing will change with respect to how you use your card. You can expect uninterrupted use of your card and your funds will remain safe throughout the transition.

    These changes have been reflected in the new Terms and Conditions (T&C's). Please review and accept the new T&C's in the Crypto.‌com App.

  • #18 Team (Saturday, 04 September 2021 11:45)

    Dear Valued Customer,

    As part of our ongoingefforts to be transparent, we are updating our Privacy Notice.You can find a summary of key changes below:

    More convenient navigation
    We removed some outdated information, addednew details and reorganized some of the sections to provide you with a betteruser experience in navigating through the information which is important to you,such as how long we will use your data and what your rights are. We also addedsome useful links to make important details at hand if you need them. As part ofthis effort and for easy reference, the privacy information relevant toyou based on your residence and the products you use is one-click away.

    Improved readability
    We know the Privacy Notice may seem a littleboring as a legal document, but we have done our best to make it clearerand easier to understand.

    Improved transparency
    We made the categories of personal data and thespecific pieces of personal data falling within these categories more detailedso that you may have a better idea of what information we collect and use andhow we do it. We also give you additional information on the purposes we striveto achieve and the legal bases we most commonly rely on for dealing with yourdata.

    Details on our data usage
    We introduced some changes on how we will useyour data. We may share your data with carefully selected business partners toconduct our business activities on the market of financial services and toparticipate actively in the prevention of crime and fraud, as well as to use theservices of social media or advertising platforms which will use the personaldata they receive for their purposes, including marketing purposes.

    Details on our tools usage
    We included information related to automatedtools which aim is to ensure smooth customer onboarding. If a decision is basedon such automated tools exclusively, you may always ask us to reconsider.

    Our commitment to your privacy has not changed. We arekeen on protecting you and our efforts are dedicated to keep Crypto‌.com a safeand trustworthy place.

    Thank you for supporting Crypto.‌com, andplease let us know if you have any questions or feedback.

    You can alwaysvisit our Help Center forsupport or contact us via in-app/website chat or contact‌@crypto.‌com with questions. We will behappy to assist you.

    Best regards,
    The Crypto.‌com Team